PRIVACY POLICY

Last Updated: 3 Jul, 2024

Introduction

This privacy policy (the "PRIVACY POLICY") applies to your use of the website of Wholance hosted at wholance.com, but does not apply to any third party websites that may be linked to them, or any relationships you may have with the businesses listed on Wholance.

The terms "WE", "OUR" and "US" refer to Wholance and the terms "YOU", "YOUR" and "USER" refer to you, as a user of Wholance. The term "PERSONAL INFORMATION" means information that you provide to us which can personally identify you such as your email address, date of birth and any other data that is tied to such information. Our practices and procedures in relation to the collection and use of Personal Information have been set-out below in order to ensure safe usage of the Website for you.

We have implemented reasonable security practices and procedures that are commensurate with the information assets being protected and with the nature of our business. While we try our best to provide security that is better than the industry standards, because of the inherent vulnerabilities of the internet, we cannot ensure or warrant complete security of all information that is being transmitted to us by you. If You do not agree for the forgoing, please do not continue to use or access our Platforms.

If we decide to change our Privacy Policy, We will post those changes on this page so that You are always aware of what information We collect, how We use it, and under what circumstances We disclose it. If You do not agree for the forgoing, please do not continue to use or access our Platforms.

1. Collection of Personally Identifiable Information

1.1 When you visit Our Website, Our server will collect the following information such as:

1.2 For account access and login purposes we capture below information

Note that we make use of single sign on services such as google login. We only ask for basic information such as email and date of birth from such services. They also share identifiers so that we can identify your account on subsequent visits or visits from different device from where you initially signed in.

If you don not agree with any of the above then please do not continue to use or access our Platforms.

2. Collection of data necessary to simulate finances

For simulating your finances, you need to enter necessary information so that mathematical calculations necessary for simulations can be performed. By using us, you are consenting us to store financial information added by you. E.g. (but not limited to) income, your current debts and various loan interest rates, insurance premiums etc.

If you do not consent us to store such data entered by you then please do not access or use us.

3. Collection of data necessary to track your finances

If you opt for premium feature and utilise tracking, we will need to store the data you entered. E.g. (but not limited to) income you actually earned, expenses you actually incurred etc.

If you do not consent us to store such data entered by you then please do not access or use us.

4. Sharing of information

We might need to share your email with payment gateways in order to process your payment or generate invoice.